NO WOMEN NO CRY

In this great future, you can't forget your past, So dry your tears

Thursday, August 31, 2006

Warda & ...Her Credit Cards !!



Guys and Gals

I have a problem ....I love using my credit cards, I'm known to be a spender , I love shopping and for some reason it feels better to buy stuff with my credit cards, I dont have a problem with paying all my debts ...but I hate doing it :) hehehehe
and the problem is my American express card limit was increased and I didn't know until today when I got my statement ...and I spent A LOT OF $$$$ , ba6een chabdi why no one has told me of this sudden increase ...I was shopping oo ga3da agool 7ag nafsii waaaaaaaaw still 3indi limit wanasa because the card was not declined wella ehma 7alaya ewoyoohom zaydeen the limit without informing me !!... I mean im thankful (Mashkooreeen AMEX) but who's gonna pay it now!? ...akeed ANA :(

shakhbarkom ma3a your credit cards ??

انا أؤمن في مقولة ....أصرف ما في الجيب يأتيك ما في الغيب

و سلامتكم :)

16 Comments:

  • At 12:32 AM, Blogger 1001 Nights said…

    Oh My GOD WARDA dont even get me started with American express! I hate them! Im officially leaving them sooon inshalla they're pissing me off. They made HUGE mistakes more than once with my statement. Ya3ni ygoloonli you have a credit and we owe you ba3dain faj2a they realize that I am the one who owes them and BAAAM im slammed with a HUGE bill! Last time I went to them and I checked myself on something and I told them tara HEYYYY ma 3a6aitkm flooskum I OWE YOU not you owe me! Wil mushkila ana nafsich I love shopping oo ma7i66 bali shkithir Im spending so if someone says they owe me money or I owe them madri whats right I just do whatever they tell me!

    You are so right, credit cards could ruin us.

     
  • At 3:05 AM, Blogger LonDonY said…

    WARDA
    2 freinds of mine were so upset at the Wa6any for increasing the credit limit.. without their approval. To me: my freind's reaction were sooo ODD
    i know you have diff. opinion about this, but this increase considered as the banks' way of appreciatioin their customer.. in return to his/her discipline.. i know other ppl may consider it clear rip-off by the bank as to spoil its customer and make them use more & depends on their credit .. & as result, customer endup paying so much more than what he/she anticipated.

    I agree with Hitman. we MUST be causious when dealing with CREADITS. as for me? I deal with my credit cards AS I DEAL WITH REAL MONEY/CASH.

    The beggist mistak u guys did is that you depends on the card's limit and use it as an indicator that tells you: YOU HAVE REACHED THE LIMIT! this is totally wrong.

    Even worse, AMEX issued from U.S. is totally diffrent from the ones issued locally or Bahrain. In U.S., they don't set limits to clients & assign him/here "No Pre-Set Limit" which means that they depends on customer's payments behavior

    my problem though, i just hate paying for things in CASH!! galbee e3awernee lol.. so i'm fooling myself with plastic.. actually i don't feel the same guilt as when paying in cash

    So just watch out for your spending and pay attention to you card balance to avoid any future.. surprices :)


    kitty
    badaaaa3taaaay lool.. 7araaam 3alaich kelaa 3ala hal riyeeel!!

    {{ a`7er el 3mer mot }}
    ^ ^
    ^ ^
    hathee al jemlah elee etmaahed lel kaaReethaa lol

     
  • At 4:43 PM, Blogger Warda said…

    Suppa:
    Miss you too :) yeah we all love or credit cards :)

    Hitman1:
    You are right shopping is an addiction :) I'm going to check Quicken out :) I dont want to be bankrupt :(

    1001 Nights:
    I hate AMEX :(
    7ata ana they've done so many mistakes with my statement, the problem is the people working in AMEX Kuwait are not proffesional at all, I'm always calling Bahrain to complain !!! kela agooool I'm going to cancel the card but then I remember how much I enjoy shopping so I change my mind :(

     
  • At 4:50 PM, Blogger Warda said…

    La6eefaa:
    LOL ...shakliii baghayer maqooolti oo ba9eer nafsich :)

    Kitty:
    hehehehehehehehhehehe :) LOL
    ana weeeeeeeyachhhhh nafs il 7alaaaa :) 9ajaaa akher il denyaaa mooot khal na9rif oo nestanis :)
    athareeeeech imbad3a nafsiii bil teshekhe666 3ad ana laih gali mal il ma7al decline agoooola moo ma3qooolaa imsadedaaa gabil la asafer ...bs mashallah il flooos ma3a il teshekhe6 te6eer min ghair ma it7eseeen :)

    Londony:
    I understand that AMEX increased my limit because im a good client, but I think it would be better if they would only inform us :)
    7ata ana I hate paying anything cash ma adri laish :) it just feels better with plastic :)

     
  • At 6:06 PM, Blogger Chai-7aleeb said…

    الصرف حبيبتى وردة على غير معنى مو زين و أنا أخوج

    سوى كونترول مثلى و شيلى كاش معاج بس بدون كروت

    راح تلاحظين الفرق

     
  • At 11:20 PM, Blogger tweety said…

    أنا قطعت الكروت
    بقت بس الفيزا حق السفر فقط
    لأن انا من النوع اللي اذا استعملت الكي نت ما أوقف لي يصفر الحساب فمابالك بالمصايب الاكبر لا خلاص
    تبت
    وعقبالك

     
  • At 2:47 PM, Blogger Warda said…

    Chai-7aleeb:
    bs ma ra7 agdar ashteri kel ili abeeeeh with the cash :( oo ana mali chabd 3al shopping ...amooot 3al shoppinggggg :(

    Tweety:
    ya bakhtich ...eeh wala 3o'abali inshallah :) mashkooora

     
  • At 1:23 PM, Blogger ام الحفيز said…

    وردة

    يمسيج بالخير انتي والحاضرين ولا اله الا الله محمد رسول الله تبارك الرحمن بلوغج عامر ما شاء الله....ياختي مادريت عنه المهم الحين دريت.....اما بخصوص الكرت الائتماني عسى ماكو كرت ائتماني قطيعه نشفنا ماسوت علينا افلوسنه بقرطاعه اصغيرونه...وكله سياسة اصرف مافي الجيب يأتيك ما بالغيب...ولا تسوق الي ما احسابج يتعوق.....الداد لنا
    ولنفسنا الي تشتهي وخلوووه ماتضرب عينج إلا على الغالي...ياربي شنسوي
    صاجه انتي والله يا وردتي يا نديه روحي لكرتي هديه

     
  • At 2:46 PM, Blogger Warda said…

    أم الحفيز
    اهلا اهلا يمسيج بالنور
    توى ما تبارك البلوغ :)
    نورتينا يا أم الحفيز

    صاجه ما سوت علينا استخدام هلبلاستك بس الله ياني احب استخدمه ...اشزينه سهل يشخطونهم و توقعين و تشترين كل شيء بخاطرج
    :)

     
  • At 4:00 PM, Blogger ام الحفيز said…

    ورده
    المكان امبارك بأهله وحبايبه الي فيه ويعز الله مقدارج وشانج.....الصراحه هالكرت اوله دلع واخره ولع وياحسرتن من التولع فيه

     
  • At 6:17 PM, Blogger As YoU LiKE said…

    انا دقت علي مالت البنك الوطني، يافلان ترا ماتكلف، كلها ببلاش، انت منت خسران، وردي كان مابيها :)، لمدة ربع ساعة وهي تحاول فيني اني اخذ الفيزا.

    واذا تبين نصحيتي، كسريهم ... وسددي المطلوب، أو خليهم بالبيت ولا تاخذينهم معاج.

     
  • At 10:02 PM, Blogger Warda said…

    أم الحفيز

    حدي متولعه
    :(


    as you like:
    mooo il mushkellaaa ma agdarrrr a7es bashooof shay oo bashtereeh bil k-net oo bashooof shay thani oo bashteri bil k-net lain yerooo7 il ra9eeeed kella bs bil Credit cards waaaaaaaaaaaaaaaaaw ye7laaa il shopping ya jama3a oo ra9eeed-ha ma ye6eeer ib ser3at il k-net :p

     
  • At 10:37 AM, Blogger ام الحفيز said…

    This comment has been removed by a blog administrator.

     
  • At 11:52 AM, Blogger ام الحفيز said…

    ورده

    اقول لا يكــــــــــــــــون تشتغلين في بنك وتسوين دعايه حق الكروت الائتمانيه عسى ماكو كروت مانيه
    وترغّبين الاوادم باستخدامها؟؟؟؟

    يمااااه انا اقووولج ...ما ورااه هالكروت الا الظيم
    والظلايم وخيرتج مطلووبه وكله مطلوووبه
    من البنوك ولا محلات ولا مخافر....وشالله حادني اجعم نفسي على قد ما عندي
    ومدي اريولج على قد الحافج.....والله

     
  • At 7:58 AM, Blogger credit-card said…

    hii all
    this is a great blog >i love it.

    and i have got another great blog talking about credit cards
    http://www.c-cardguide.blogspot.com/

     
  • At 2:38 PM, Blogger Unknown said…

    this is a great blog
    plz visit our website cbuystore

     

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